Auto Insurance

Understanding Your Auto Insurance

Car insurance provides important financial protection to you , your family, other passengers and your vehicle.

You can customize your protection by selecting the coverages that best fit your needs and your budget. Keep in mind some lenders and lienholders require you maintain specific coverage limits.

Take a look at your options to start building your personalized policy.

  1. Collision Coverage:   This protects you against collision damages, no matter whose fault it is, T-boned, Side Swiped or rear ended? 

  2. Comprehensive Coverage:  Covers accidents that don’t involve another vehicle or object-  Fire, hail, theft and collisions with animals, ect

  3. Property Damage Coverage: Damage to other property, shrubs, mailboxes or even street signs

  4. Bodily Injury Coverage:  If you caused the accident that injured someone, this coverage will cover their injuries

  5. Personal Injury Coverage:  Helps reimburse you and your for medical care, loss of income or child care costs, no matter who is deemed at fault.

  6. Uninsured and Underinsured Protection: protects you if you are in an accident and the other driver doesn’t have enough coverage , doesn’t have insurance or you are the victim of a hit and run.

Additional Coverage that will give you peace of mind 

Additional Coverage that will give you peace of mind 

Gap Coverage: Helps pay the difference from what you owe to what your car is worth in the event of a total loss

Rental Car Coverage: In an accident? This coverage helps pay for a rental while your car is being fixed.

Road Side Service: Coverage often includes Towing, Battery Jump, Tire service, Gas delivery and Lock out Services( * coverage can vary by carrier)

To better understand if you have the coverage right for you here is what you need to know.

  • What coverage limits does my state require?
  • Does my lienholder or lender require specific coverage?
  • How much is my vehicle worth?
  • How much can I afford to pay out of my own pocket?

Let us help customize a policy that is right for you!

Get your free quote now!

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